Program Overview
SafeShore is the USL&H workers' compensation program backed by Signal Mutual Indemnity Association to support waterfront employers whose limited exposures do not qualify them for entry into the Association.
The Benefits of SafeShore
Full Longshore Coverage
The Keystone Longshore section provides statutory coverage across the U.S., including incidental coverage under the Outer Continental Shelf Lands Act. Optional Workers' Compensation includes $1 million in employer's liability and can be extended to monopolistic states.
Tailored for Smaller Employers
The SafeShore program is designed for USL&H and OCSLA-subject employers who meet specific underwriting criteria and are not eligible for full Mutual membership due to their size.
Additional Coverage Options
Outer Continental Shelf Lands Act
Defense Base Act
In non-war hazard locations
State Act Workers Compensation
In all states but monopolistic
Maritime Employers Liability
- Up to a $5,000,000 limit
- US or Worldwide Coverage
- DOHSA, In Rem, Gulf of Mexico, and all other needed MEL endorsements
- Option to endorse to cover work on owned/operated vessels
Multi-year Longshore Rate
Approved accounts are eligible for a
guaranteed Longshore rate for up to 3 years.
Don’t want to stay for the full 3 years?
Don’t Worry; no payment penalties!
Target Accounts
Open to Longshore employers in all classes except for Ship Breakers and Demolition by Explosives.
Pricing
SafeShore Longshore rates are not bound by arbitrary state rate filings and surcharges. Instead, rates are determined for each risk based on its individual nature and character, experience, and history. We also have the flexibility to provide a split rating by class or composite rating on most accounts.
Most accounts have a $10,000 minimum premium to be eligible for the SafeShore Program. Vendors of Signal Mutual Members have a $5,000 minimum premium. Diving operations require a $25,000 minimum premium.
SafeShore program credits offer an opportunity for rate reductions up to 32%.
-
Drug-Free Workplace
-
Safety Program
-
Years in Business
-
Territory
-
Loss History
Claim Support
We then have the most extensive network of professional Longshore adjusters in the country, with local representation in virtually every marine center in the US.
This network of adjusters knows all the physicians, clinics, hospitals, the local attorneys, and the DOL adjusters and judges, and how to navigate through the system locally. No one else comes close to this local depth of knowledge.
Loss Control Services and Safety Education Resources
Loss control is provided through the industry-leading waterfront specialists, Signal Safety. SafeShore includes unlimited access to the Signal Training and Safety meetings, all the waterfront-specific videos, and other support services.