Frequently Asked Questions
Have Questions? We’ve Got Answers!
Explore our FAQs for quick and easy help, or contact us with your specific questions.
How do I apply for coverage?
Submissions can be made online through a dedicated website with a targeted 24-hour response time or by emailing an application to Underwriting@SignalSafeShore.com
Both Versions of the application can be found on our "Apply Now" page.
Will there be Supplementary Calls?
No. Signal SafeShore is a fixed cost product. The rates charged include all associated costs, and employers are not subject to Supplementary Calls or deferred premium payments. The Department of Labor assessment will be shown as a separate charge. Upon full payment of premium there is no future liability for additional premium.
What is the difference between Signal Membership and SafeShore?
Participating employers in SafeShore will be known as Covered Employers alongside the traditional Membership. Covered Employers will not have voting rights in the Mutual and will not be jointly and severally liable.
Will SafeShore participants still have access to Signal's safety services?
Yes. SafeShore participants will have 24-hour access to Signal’s safety website, be eligible to attend local safety and training seminars and will receive all safety newsletters. Additional on-site safety consultation will be available on an as needed basis as determined by SafeShore Underwriting.
Is the rating model the same?
No. Coverage rates will be based on employer operations (payroll class codes) rather than individualized loss rating.
Who will oversee and manage the program?
Charles Taylor will manage the program. It is proposed that an Advisory Committee made up of Covered Employers be constituted to work with the Managers as necessary.
What reinsurance coverage will be in place?
Appropriate levels of reinsurance will provide protection in the event of adverse claims performance.
Is State Act Coverage Available?
Yes. Given enough lead time, State Act coverage can be secured through SafeShore. Contact your Signal Underwriter for details.
Will a Covered Employer be able to attend General and Annual General Meetings of Signal Mutual?
Unfortunately, no. The constraints imposed by meeting venues (availability of hotel rooms, meeting room size, etc.) preclude opening these Members' meetings to Covered Employers.